What is a refund of healthcare expenses?

Healthcare refunds in SiO mean that if you are a SiO student with GP registered in SiO, you can apply for a refund for user fees exceeding 490 NOK per year. This means that you pay a maximum of 490 NOK per year, and we cover the rest of your expenses. Do you study at OsloMet Kjeller without a general practitioner in SiO? Then you can apply for a refund for user fee over NOK 655 per year.

Apply for a healthcare refund here.

Expenses you can get refunded for

The refund scheme applies for the most typical expenses you have to pay a user fee for. For example, this could be:

  • Appointment with your GP in SiO
  • Appointment with a psychologist or physical therapist, with an agreement
  • Appointment with doctor specialists with operating grants
  • Appointment at an outpatient clinic at public hospital
  • X-ray/MR, with an agreement
  • Medications and equipment on a “blue” prescription

The scheme does not cover expenses for travel vaccines, certificates and materials that is used for exams or treatments.

How to apply for a refund

You can apply for a refund at any time during the entire year. If you are applying for an entire calendar year, the deadline is January 31 the following year. This means that if you are applying for a refund for user fee you have had in 2026, you must submit your application for refund before January 31, 2027.The money is paid out once the application is processed and approved.You must attach your user fee card in the application (PDF or screenshot). See how to find it on Helsenorge.no by following the steps below. 

Where to find your registered deductibles on Helsenorge?

1. Log on to Helsenorge and click on “See all services”2. Scroll down to "Applications and refund" and select "Exemption card and user fees". 3. Select the year you are applying for a refund and select "print the registered deductibles" in pdf. Make sure that your name and personal ID number are included. 4. Save it to your laptop/device. This document will display your registered deductibles (user fee card).

Exemption card from Helfo

If your user fee exceed the exemption card limit in the course of a year, your expenses will be covered by Helfo. You will then automatically be sent an exemption card.Read more about exemption cards for healthcare services on HelseNorge.